Professional indemnity Insurance
If your organisation, employees, or any party for whom you are legally or contractually accountable fails to demonstrate the necessary skill and care in fulfilling their responsibilities, you can be held liable.
Professional indemnity Insurance
If your organisation, employees, or any party for whom you are legally or contractually accountable fails to demonstrate the necessary skill and care in fulfilling their responsibilities, you can be held liable.
What is Covered?
If your client experiences financial losses due to negligent advice or services you’ve provided, professional indemnity insurance can offer protection in the following scenarios:
Graphic designer using protected intellectual property without consent
Coverage can help if you inadvertently use someone else’s intellectual property.Breach of confidentiality
Accidentally disclose sensitive information without your client’s permission? Your policy may cover legal expenses and any compensation owed.Breach of copyright
If you unintentionally use protected content without authorization, you’re protected against any resulting claims.Bodily injury (breach of professional duty)
Caused harm to a non-employee as a result of your advice, design, or specifications? This insurance helps cover legal support and any compensation.Defamation
If you face accusations of libel or slander related to your business, you’re covered for both compensation claims and legal costs.Loss of documents
If documents under your care are lost or damaged, the policy can cover the costs of replacing or restoring them.Dishonesty of employees
Should your business face a civil liability claim due to fraud or dishonest behavior by staff, professional indemnity insurance can help with legal fees and compensation.
What kind of jobs might need professional indemnity?
Although it’s not mandatory by law, professional indemnity insurance can be crucial for individuals whose clients could face financial losses due to their advice or services. Here are some common roles that benefit from this coverage:
Consultancy
IT contracting
Management consulting
Software development
Telecommunications consulting
Training consultancy
Web design
What is Professional Indemnity Insurance?
Professional indemnity insurance safeguards your company from claims made by clients who experience financial losses resulting from your guidance or negligent services. While it isn’t legally required, foregoing this type of coverage means that, if a client suffers harm after relying on your advice, your business could be liable for any associated legal fees, expenses, compensation, or other defense costs.
What is Covered?
If your client experiences financial losses due to negligent advice or services you’ve provided, professional indemnity insurance can offer protection in the following scenarios:
Graphic designer using protected intellectual property without consent
Coverage can help if you inadvertently use someone else’s intellectual property.Breach of confidentiality
Accidentally disclose sensitive information without your client’s permission? Your policy may cover legal expenses and any compensation owed.Breach of copyright
If you unintentionally use protected content without authorization, you’re protected against any resulting claims.Bodily injury (breach of professional duty)
Caused harm to a non-employee as a result of your advice, design, or specifications? This insurance helps cover legal support and any compensation.Defamation
If you face accusations of libel or slander related to your business, you’re covered for both compensation claims and legal costs.Loss of documents
If documents under your care are lost or damaged, the policy can cover the costs of replacing or restoring them.Dishonesty of employees
Should your business face a civil liability claim due to fraud or dishonest behavior by staff, professional indemnity insurance can help with legal fees and compensation.
What kind of jobs might need professional indemnity?
Although it’s not mandatory by law, professional indemnity insurance can be crucial for individuals whose clients could face financial losses due to their advice or services. Here are some common roles that benefit from this coverage:
Consultancy
IT contracting
Management consulting
Software development
Telecommunications consulting
Training consultancy
Web design
What is Professional Indemnity Insurance?
Professional indemnity insurance safeguards your company from claims made by clients who experience financial losses resulting from your guidance or negligent services. While it isn’t legally required, foregoing this type of coverage means that, if a client suffers harm after relying on your advice, your business could be liable for any associated legal fees, expenses, compensation, or other defense costs.
Get in touch
Share with visitors how they can contact you and encourage them to ask any questions they may have.
Get in touch
Share with visitors how they can contact you and encourage them to ask any questions they may have.
FTC Insurance is authorised and regulated by the Financial Conduct Authority.Registered in England and Wales at 3rd Floor, 8 Devonshire Square, London, EC2M 4PL. Registered number: 09241439
0207 9234191
© 2025. All rights reserved.